How It Works

Getting the funds you need is quick and easy. Here's our simple process from application to funding.

1

Submit Your Information

Fill out our simple, secure online form with basic details about yourself and your vehicle's make, model, and mileage.

2

Vehicle Valuation

Lenders will evaluate your vehicle's retail value to determine your potential loan amount, which can be up to 50% of its value under Wisconsin law.

3

Review Your Offer

If connected, review the lender's specific rates, terms, and conditions carefully before electronically signing your agreement.

4

Receive Your Funds

Once approved, funds are typically deposited directly into your bank account as soon as the next business day.

Basic Requirements

Be at least 18 years old
Reside in Wisconsin
Own a vehicle with a lien-free title in your name
Have a verifiable source of income
Possess a valid government-issued ID

What You'll Need

  • Clear vehicle title in your name
  • Government-issued photo ID
  • Proof of Wisconsin residency
  • Proof of income
  • Vehicle for inspection (may be done via photos)

Common Uses

Emergency home or auto repairs
Unexpected medical or dental bills
Covering gaps between paychecks
Preventing utility shut-offs or late fees
Urgent family travel expenses