Lending Disclosure: Wisconsin Title Connect is not a direct lender, a loan broker, or an agent of any lender. We are a free, independent matching service that connects consumers with licensed third-party lenders who may offer title loans. We do not make credit decisions, fund loans, or determine your specific loan terms. Submitting your information on this website does not guarantee that you will be connected with a lender or approved for a loan.
APR Disclosure: The APR on a title loan represents the annualized cost of borrowing. In Wisconsin, there is no statutory limit on the APR lenders can charge prior to maturity. APRs on title loans are generally high and are intended for short-term financial emergencies, not long-term solutions. You will be provided with full disclosures of your APR and all loan costs by your lender before you are obligated to sign any agreement.
Credit Check Notice: Participating lenders within our network may perform credit checks or verify your information through national databases (such as Equifax, Experian, TransUnion, or alternative providers) to determine your creditworthiness and eligibility. By submitting your request, you consent to allow lenders to verify your information and check your credit.
State Information: State laws change frequently. The information provided on this website is for informational purposes and may not reflect the most current Wisconsin legal developments. In Wisconsin, title loans are governed by Wis. Stat. § 138.16, which caps loans at $25,000 or 50% of the vehicle's retail value, with original terms up to 6 months. Wisconsin does not cap the interest rate prior to maturity. Title loans are an expensive form of credit and are not recommended for long-term financial problems.
State Regulations: Regulated under Wis. Stat. § 138.16. Original loan terms cannot exceed 6 months. Loan principal is limited to 50% of the vehicle's retail value.